Four Point Inspection for Home Insurance
Starting At $125
What is a Four Point Inspection or Insurance Inspection?
A 4 Four-Point Insurance Inspection includes an evaluation of the following four components: Heating/Air Conditioning, Plumbing, Roofing, and Electrical. The inspection is performed by a licensed inspector on behalf of the insurance companies and is typically, as a requirement for the insurer, offering insurance to the new homeowner or at the renewal of an existing policy. The Four-Point Insurance Inspection is far less in scope than a standard home inspection and should not be intended for use as a pre-sale or pre-purchase comprehensive inspection. It will not contain the type of information you will need to make an informed decision for purchase. Click here to learn what is included in a four-point inspection.
The Four Point Inspection is designed to identify potential risks in older homes that could lead to significant insurance claims. The age of a home can increase the probability of issues in these four major areas, which insurers keenly evaluate. By obtaining a comprehensive report, homeowners can take preemptive action to prevent future damages, as well as facilitate their home insurance renewals.
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